Mobikwik works as a virtual or prepaid digital wallet where money can be kept digitally and used for different online transactions. In India, the Reserve Bank of India approves Mobikwik, which is also connected with several online and retail merchants. Also, Mobikwik is readily available for you on both the iOS and Android platforms to make the application more accessible. 

Downloading Mobikwik

You can download the application of Mobikwik on your Android phone by searching for it in the Google Play Store and then installing it. You can download the Mobikwik application from Apple’s app store if you have an iPhone. 

Registering for Mobikwik

First, you need to download and launch the app. Then, open the application, enter your mobile number, and receive the OTP. Once you get the OTP, enter it in the verification process, and once it’s verified, you will have successfully registered on the Mobikwik application. 

How do you add money to Mobikwik Wallet?

The first step in adding money to the Mobikwik wallet is logging into the application. Once logged in, you can click on the “Add Money” option, enter whichever amount you want, and then continue. After this, you get redirected to the payment page, where you can add three different ways. These ways are either through your debit or credit card, pickup or cash deposit, or net banking. You can choose your appropriate option. 

At this point, you can include your payment details and then click on the “Pay Now” option. If you receive any promotional code, then you can enter that in this step. You can pay by entering your OTP or password, and the amount will soon be reflected in the Mobikwik wallet. 

Transferring money using Mobikwik

You can transfer money using the Mobikwik application by first logging in. Now you can go to the home screen and then click on the option for “Transfer Money” to proceed towards clicking “Wallet to Bank Transfer”. After this, you can include the payee’s bank details; once you have verified the details, you can click on “Send Money”. To send the money to the concerned account, you will receive an OTP on the mobile number you have registered, and once you verify the OTP, you can submit it, and the money will be sent.  

The application process for Mobikwik Loan

With the recent announcement of the launch of instant loans, Mobikwik has made it easier for everybody to take a loan whenever they want. This aligns to provide individuals with instant and easy credit. You can get an instant loan by following these steps – 

• Log in to the application of Mobikwik and select “Wallet”. 
• You can click on balance details and then click on boost.
• Now, click “Let’s Start” on the screen to enter your Aadhar and PAN numbers. 
• Once you have agreed to the terms and conditions, click on “View Loan Details”. 

From this point, you may follow the instructions provided on the screen, and once your loan is approved, it gets credited to your Mobikwik wallet.

How to pay using Mobikwik

To pay using Mobikwik, you need to log in to the app and share your mobile number with whoever you are paying. After this, you will receive an OTP, which you can share with the other person. 

Recharge with Mobikwik

To recharge with Mobikwik, you would have to open the application, click on the option for prepaid, and then put in your mobile number and the recharge amount. With this, you can proceed towards clicking on recharge. 

Mobikwik customer care

To assist with any confusion and issue, Mobikwik has proper customer care to support you with your daily digital transactions. You can contact the executive of customer care on the helpline number of 011-61266930 from Monday to Saturday between 09:00 am to 08:00 pm. You may also write to Mobikwik or reach out with the help of the social media handles and pages.

Conclusion

In today’s digital day and age, Mobikwik aims to help individuals easily make online transactions through a platform that is also safe and secure. And, with the recent addition of providing loans, Mobikwik has further made it easy for individuals to get loans whenever they may require them.  

FAQs